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Learn: Loans, Savings & Excel Guides

Step-by-step tutorials, formulas, and examples for loan amortization, compound interest, and Excel (CUMIPMT/CUMPRINC). Explore practical how-tos, printable schedules, and templates.

About these loans savings excel guides

Welcome to our Learn hub, the home for practical, plain-English loans savings excel guides. Everything here is designed to help you understand what the numbers mean, run scenarios with confidence, and save time with copy-ready formulas and examples. You’ll find loans savings excel guides that explain amortization, compound interest, and the Excel functions that power accurate schedules. As we publish more articles, this page will surface them in one place so you can move from “What should I click?” to “I know exactly what to do.”

Start here

If you want quick answers before reading, open a calculator first, then come back to the loans savings excel guides for deeper dives:

Loans guides

These loans savings excel guides show how each monthly payment splits into interest and principal, how extra payments or a biweekly schedule change your payoff date, and how to export a printable amortization schedule. You’ll learn the payment formula (PMT) and how it connects to your budget, how to read an amortization schedule without jargon, how to model one-time lumps or fixed monthly extras, and when to use Excel’s IPMT/PPMT for line-by-line detail versus CUMIPMT/CUMPRINC for fast span totals. When you’re comparing terms (48 vs 60 vs 72 months), these loans savings excel guides make total interest and payoff timelines crystal clear.

Savings guides

Here the loans savings excel guides focus on growth: compound interest, contribution timing, and the difference between APY and APR. You’ll see how daily vs monthly compounding changes results, how small increases to your monthly contribution compound over time, and how to back-solve a target (for example, “How much per month to reach 10,000 by June 2027?”). We keep examples simple, then show how to validate them in Excel or with the on-site savings calculator so your plan is realistic and repeatable.

Excel guides

If you work in spreadsheets, our loans savings excel guides include step-by-step builds using CUMIPMT (cumulative interest) and CUMPRINC (cumulative principal), alongside PMT/IPMT/PPMT. Expect named ranges and input checks that prevent common errors, fast “interest by year” and “principal by years 1–5” reports, and Google Sheets equivalents. For reference documentation, see Microsoft’s Excel help pages at support.microsoft.com/excel.

How to use this hub

As you publish articles, this page can list them automatically in clear sections. Until then, use the links above and bookmark this hub. To get the most from these loans savings excel guides:

  • Skim first, then calculate. Read the short explainer, then run your numbers.
  • Compare scenarios. Change one input at a time so the difference is obvious.
  • Save a record. Export a printable schedule or snapshot your settings to revisit later.
  • Verify with Excel. Mirror results with PMT/IPMT/PPMT or CUMIPMT/CUMPRINC when you want a second check.
loans savings excel guides

FAQs

What will appear here later?

By-category lists of our latest posts, loans, savings, Excel, formulas, and (soon) countries. This hub will remain the central index for all loans savings excel guides.

Do these guides replace professional advice?

No. They are educational resources to help you understand options and talk confidently with a professional if needed.

Can I rely on the calculators and Excel templates?

Yes. They’re built on standard formulas; our loans savings excel guides include validation steps you can run yourself so you’re confident in the numbers.